To Steve, for your friendliness & knowledge and who kept in touch

  throughout our struggles with LA County & other land owners….

To Claudia & Jenean who guided us, heard our every complaint and

  kept their patience with us even though we are sure they wanted to

                                      yell and rip their hair out; AND

    To the rest of the friendly, knowledgeable employees of MA

Williams who took every call we made and returned our calls (even

though they probably wanted to hang up), took the time to make our

     family feel comfortable & at ease AND all the while everybody

                             smiled!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

   Your knowledge and guidance helped us to achieve our dreams

and we want to say THANK YOU for all you did.  PFS Mortgage was

   the best choice you could have made in finding us a lender and we

hope you continue to use Kristopher Palomares.  They have worked

                                  so hard for us as well.

        Ma Williams and PFS Mortgage make a great team!!!!

    Thank you from the bottom of our hearts. God Bless You!

                          Love, The Weir Family